A roof replacement is a major expense, and financing can keep a needed repair or replacement from waiting until a leak does more damage.
How it works with us: financing is provided by a third-party lender to qualified homeowners. Alpha Eagle Roofing is a roofing contractor, not a lender, so the lender sets the rates, terms, fees and eligibility and shows them to you when you apply. You can often apply right from your written estimate. Ask about it during your free inspection and we’ll explain how to apply.
Practical guidance before you choose:
- Read the lender’s terms in full. Check the rate, the length of the loan, any fees, and what happens after any promotional period. If a promotional plan uses deferred interest, find out exactly when it applies.
- Compare other ways to pay. A home equity line of credit, a cash-out refinance, or a personal loan from your own bank or credit union may suit you better. Compare the total cost over the full term, not just the monthly payment.
- If you are filing an insurance claim, wait until your insurer has decided the claim before you finance. Once you know what the policy covers, you may only need to finance the deductible and any upgrades beyond the covered scope.
See our financing page and our guide to financing a new roof in the Bay Area.
Related services and local pages
Official sources
Rules and maps change; confirm requirements for your address with your city or county building department.
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